How do I close the Bank Accounts?
What is to be done with bank accounts after a death varies regionally. In some regions, bank accounts are automatically frozen after a death. To avoid any complications, the bank should be notified immediately, and you should find out the procedures for releasing these funds, and how to set up a new account for funds received after the death.
It’s recommended that a joint account stay open for at least six months to allow you to deposit any checks that are made out to the deceased. To take a name off a joint bank account, banks require a Certified Copy of a Death Certificate.
If the deceased had a safety deposit box in a bank, the contents can be sealed after death and a Certified Copy of a Death Certificate will be required to gain access to the contents.
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What is the average funeral cost?
As a full service funeral home, we offer a wide variety of services and facilities with costs for a family ranging from approx. $4000.00 – $12,000.00, with an average of about $6000.00 – $8000.00.
Why do funerals cost so much? Can you explain what is involved in this cost?
It is estimated that there are 48.5 man hours required for a funeral service. This would include:
- Securing a release and transfer from the place of death, embalming and sanitation of the deceased, cosmetology, hairdressing, dressing and casketing.
- Funeral Director meets with the family to coordinate the funeral service and coordination of all details with respect to the cemetery or crematorium, clergy, casket, flowers and musicians.
- Record keeping and clerical assistance, including completion and filing of all government forms, securing necessary permits and preparation and placement of obituaries.
- Secretarial services for memorial book, service folders, statements of death and general inquiries regarding funeral service.
- Arranging flowers for visitation and preparing viewing room and staff for visitation to meet and direct people.
- Preparation and cleaning of motor vehicles for the funeral service.
- Arranging flowers, casket and general set up for the funeral service.
- Staffing for the funeral service and general cleanup of the facilities and equipment before and after the service.
- Invoicing and general bookkeeping duties, as well as a visit by Family Care staff to assist with benefit applications, government forms, cancelling pensions, etc.
A factor that contributes to the cost of the funeral is the type of casket that is chosen, as well as flowers, obituaries, musicians and other service enhancements that are not included in our regular schedule of fees.